It will not have any expiration date, just as there is no expiration date for cashless or cash. All three forms of money are absolutely equivalent to each sales in 2025: the 10 essential skills for success other, this is the basic principle. Digital rubles cannot “burn out”, these are not bonus points for some loyalty program. This is one of the forms of national currency. Just as a person keeps a paper bill in a physical wallet or funds in a bank account, so the digital ruble will remain with him until he spends it.
— Will the digital ruble exchange
rate always be equal to the cash and non-cash ruble exchange rate?
— It is incorrect to talk about the exchange rate of one ruble to another ruble. We are talking about one and the same national currency, it cannot sales offer for graphic services have different rates depending on the form. One cash ruble is always equal to one non-cash and one digital one.
— Will mortgage or consumer loans be issued in digital rubles?
— No, they won’t. It will be impossible to take america email out a loan in digital rubles. I would like to emphasize once again that the digital ruble is a means of payment. Lending is a service provided by banks.
