can be taken into account in the criteria brazil telegram data 30 million of systemic importance, but this issue will be work out separately from the risk-sensitive limit for immobiliz assets, to which we refer rather non-core businesses not relat to the provision of financial services.
We will begin implementing a risk-sensitive limit for bank investments in immobiliz assets, including investments in ecosystems, in 2025. This year, we plan to evaluate the parameters of the risk-sensitive limit and begin developing a regulatory framework. To do this, we are conducting a survey of immobiliz assets of banks with a universal license.
The word “limit” is decisive here – it is necessary
that the bank’s risk appetite be limit by this limit in terms of investing depositors’ funds in non-core assets and start-ups. We are definitely not abandoning this idea in order to ensure our main task – protecting the interests of critors and depositors.
If we are talking about immobiliz assets, these are not only investments in ecosystems, but also non-performing assets. The risk-sensitive limit is aim primarily at ensuring that banks ruce investments in non-core and non-performing assets on their balance sheets that do not generate any income.
And compar to 2021, when this topic was actively
promot by the Central Bank, how has the expertise is your best friend banks’ attitude towards ecosystems chang? Maybe the 2022 crisis adjust their attitude towards such investments? Do you see that they have ruc them? Or, on the contrary, are they now more agb directory actively developing this topic to compensate for lost income?