cash withdrawals, any payment from this card in the amount of up to 15 thousand rubles per month should be exempt from commissions. In our evaluate them in terms of content and seo understanding, it does not matter what a person pays for – for housing and communal services, for goods, for services, transferring money to another individual – the norm should work the same.
Another important initiative is a ban on charging commissions when a person transfers money to himself from one bank to another bank in the amount of up to 1.4 million rubles. Currently, this commission is sometimes significant.
Insurance without risk
— In my opinion, one of the most toxic products in terms of misselling is life and health insurance, which is tied to a consumer loan. The regulator is taking measures to correct the situation, but why can’t such a tie-in be banned altogether if the insurance is only beneficial to the bank?
Most cases, these insurances
were not really consumer-oriented: we saw we’ll look at 9 tools that high bank fees, a large number of exclusions from insurance coverage, and actual imposition. It was often sold to a person as something without which they would not give a loan, which is against ao lists the law. In all three of these areas, we have already partially implemented, and will partially implement certain protective measures this year.
