One of our priorities in the list of measures to use as you can see in the serp example above the financial market opportunities to improve people’s well-being. At the end of last year, we discussed these initiatives with legislators and we expect that the bill has a good chance of being adopted this year.
— I would like to dwell on support for people with low incomes in more detail. What other measures are planned to increase the availability of financial services for them?
— We approached this systematically:
we didn’t just propose initiatives, but also studied people’s needs and wishes in several focus groups. We got a whole range of measures. Firstly, this is the law on credit holidays, which I have already talked about.
Secondly, a special deposit that, in addition to any regular deposits, people with low incomes will be able to open. It is assumed that the interest on this deposit will be guaranteed to be higher than the key rate, and funds can be replenished and withdrawn at any time, with the exception of a certain minimum balance.
Another very important initiative is a current social
Account with a Mir card attached, with interest appealing to strong emotions accrued on the balance linked to the key rate. This is also a good way to support people in need. As a rule, interest is not accrued on a current account today, or it is minimal, but here a person will ao lists receive a guaranteed additional income, calculated on the balance of the account, during the year.
