and our supervisory tools is associated, among germany telegram data other things, with the improvement of approaches to stress testing.
— Did you use the additional bonus option last year?
— Not only last year, but also the year before last.
— So it is installed systematically for some players?
“There are players who had this requirement in place for two or three years, but they have put their processes in order and restored capital adequacy.
— And don’t banks complain that there are too many stress tests? There are supervisory stress tests, there are stress tests within the framework of the ICAAP, there are stress tests within the framework of the financial stability restoration plan…
Fact, this problem also worries us
Therefore, we try, where possible, to unify different supervisory instruments. In particular, we strive to bring stress testing and the PVFU closer together.
For example, in 2023, we suggested that banks to avoid problems with labeling use a stress test scenario when preparing the PVFU. This allowed banks to reduce their workload when developing scenarios and use the results of one stress test for different purposes. In turn, this agb directory helped the Bank of Russia standardize the process of assessing the results of the PVFU. As for the ICAAP, banks develop scenarios for it themselves.
