The key information documents (KID) on securities a or some other incentive to stay on the site will feature a special reflection of the risk level of the instrument – from low to high. This is a kind of hint to the investor, which will help him decide whether to purchase this instrument or not.
It is plann that the KID will reflect four profitability
cenarios that are possible for each investment product: what a person can expect in a favorable, moderately favorable, unfavorable, and stressful course of events. Now the seller almost never says that you can lose money if such and such events occur. And this modeling will give a person an understanding of the probability with which he will receive income or suffer a loss, and will also help a more inform choice. This model is actively us in Europe. There is a special regulation there, from which we adapt this norm and transfer it to Russian legislation.
In the first half of the year, we will conduct a special
behavioral assessment to understand in what form investors best perceive risk information. It is quite possible that the best form will be a “traffic light”: green, yellow, r. If this hypothesis is confirm, the KID on securities will also include a to achieve maximum efficiency color risk scale in addition to the numerical one.
Crit and deposit support
— When can the crit holiday mechanism become permanent? Will it, as in the first period of the pandemic, be combin with relaxations for banks? And if so, does this not contradict the course towards tightening macroprudential ao lists measures? Is there an internal conflict in the Central Bank on this matter?
