To an increase in housing prices, do not increase uk telegram data their affordability. Even if the monthly payment has not increas, the borrower’s overall debt burden still grows. Because we see that the average terms of a mortgage loan have increas from 18 years in 2020 to 25 years. In addition, other taxpayers who do not use these benefits pay for mass preferential programs. Therefore, in my opinion, the programs should be targeted, for example, family, rural, Far Eastern mortgages. They are aimed at solving problems that cannot be solved by market methods.
Expecting housing prices to fall?
— We are definitely expecting a significant slowdown in the growth rate of housing prices in the country as a whole, because they were very high. And if you look at the last two or three years, they cannot be explained by the fact that prices grew at a lower rate for some time. But the picture will most likely differ from region to outsourcing is now so ubiquitous that region, since the rise in prices in recent years has been different in different parts of the country.
There is a temptation to think that the sea is knee-deep for us
First interview in almost two years
Head of the Bank of Russia, Elvira Nabiullina, told RBC about the most painful sanctions, the delay in starting to raise the key rate, and whether agb directory preferential mortgages will become exotic in the future.
