banking associations to reduce costs and increase greece telegram data the efficiency of small banks. Is there any progress in this direction?
— We have repeatedly told small banks: please
you have the opportunity to consolidate your business, unite, strengthen and multiply your capabilities and established practices. But to do this, you need to honestly tell each other about your problems, agree on the price, agree on who will be responsible for what. We have offered banks several options: if you want — the “umbrella” model (under the auspices of a larger player), if you want — the “alliance” model (on an equal basis). But there are certain conditions on which the banks must agree among themselves. Therefore, the ball is in their court. No one has come to us yet and expressed a willingness to unite. The discussion is currently underway at the site of the “Russia” bank association.
How do banks with a basic license feel now
— They feel good. Last year, they earned a profit of around 6 billion rubles (for 2022, a profit of 3 billion rubles was received, for 2021 — 1 billion rubles).
— The Central Bank planned to discuss many brands miss an with the banking community the issue of differentiating the limit of insurance compensation and the agb directory rates of contributions to the deposit insurance fund. Can you tell us what changes exactly the regulator is proposing?
