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The digital ruble need banks at all in that case?

 

— To access a digital wallet. And there are several reasons for this. Most of us are clients of some banks, and we easily navigate mobile applications. Therefore, we war room: the complete guide to transforming your sales strategy decided not to complicate anyone’s path to the digital ruble and integrate it into the familiar environment.

The banks are also responsible for identifying clients. Therefore, we will open and replenish digital wallets with the help of banks. The Bank of Russia has chosen this path.

Credit institutions are the most important

element of the banking system. They will retain all their functions for attracting clients and providing them with banking services: lending, opening deposits, settlement and cash services, and much more.

— Will banks charge fees for transactions with digital rubles?

— No. This will not happen. The operator of the digital ruble platform is the Bank of Russia, and it is we who will set the tariff policy for transactions with the digital ruble.

Let me repeat, we plan that for citizens, opening to avoid problems with labeling digital wallets and any transactions with digital rubles will be free. For companies, tariffs are planned to be set no higher than in the Fast Payment System. Banks will not have the right to ao lists charge any commissions for these transactions.

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