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The goal of our initiative is to increase

the popularity of deposits that will help banks hong kong telegram data attract long-term money for lending to the economy. To make long-term deposits more attractive to people, we are considering the possibility of increasing the limit of insurance compensation for irrevocable savings certificates and long-term (over 3-5 years) ruble deposits. The issue is currently being discuss that insurance for them could amount to 2.8 million rubles.

For banks, we can ruce the costs

Contributions to the deposit insurance fund for such products. Due to the savings obtain, banks will be able to offer their depositors a more attractive return. The issue is still relevant, and we will talk about this with banks in the near future.

— The Bank of Russia and the DIA are discussing the issue of increasing the insurance amount of compensation for escrow accounts. To what level can it be increas?

We plan to increase this amount

because, obviously, real estate can cost more, and the language school had been the current compensation amount of 10 million does not cover this amount. A doubling of this amount — up to 20 million rubles — is being discuss.

— The Central Bank of the Russian Feration want to differentiate contributions to the deposit insurance fund depending on the supervisory agb directory ratings of banks. Tell us more about this initiative.

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