in cash or non-cash. It all depends on the person’s wishes. The digital ruble is just another tool.
When the digital ruble has many users and people get us to it, those who find it convenient will be able to specify their digital wallet sales goals in 2025: 7 essential strategies for success instead of bank details and receive money from the state in digital form. A person can change their mind at any time.
— Will the Central Bank issue special digital rubles only for the payment of a certain category of goods? For example, pay child benefits in digital rubles that cannot be spent on anything other than goods for children.
— Already now, marking is appli to
certain transactions where it is provid for by law. Banks already use special codes for certain categories of transactions. For example, enforcement proceings or defense orders. There are mechanisms that help control the target use sales offer for photographic services of funds in cases establish by law. Similar mechanisms will apply to the digital ruble.
Savings and loans in digital ruble
— Will people receive interest
balance in their digital wallet, like in savings accounts?
— No. The digital ruble is not a means of america email saving, so no interest will be accru on the balance in the digital wallet.
— Will the Central Bank limit the validity period of digital rubles to encourage people to abandon the savings model and spend more?
