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We are starting with 13 banks, but their list will expand

in the future. We have already formed a second group revenue marketing: complete guide to generate more revenue in 2025 that will join the pilot later. This is about 19 banks. We receive applications constantly.

It is not speed that is important to us, but quality. It is necessary to perfect all operations so that in the end it is convenient, comfortable and clear for people how to use digital rubles.

Security issues

— Who will have access to information about payments in digital rubles?

— All these rumors about total surveillance thanks to digital rubles are just rumors. Information on transactions with digital rubles and balances in digital wallets will be protected by banking secrecy, as well as information on regular transactions in commercial banks. No one will transfer it to anyone without legal grounds. The launch of the digital ruble does not carry any additional risks.

— Will it be more difficult to take bribes in digital rubles than in regular ones?

— In Russia, we have a federal law on combating  appealing to strong emotions the legalization of proceeds from crime (115-FZ). The requirements for transactions with digital rubles will be the same as those provided by law for other banking transactions. These are uniform ao lists requirements that digital wallets will also be subject to.

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